American Benefit Planners

No surprises – with a schedule of co-payments (pre-set fees) for most dental procedures, you’ll always know upfront what the plan pays and what your costs for treatment are. Co-payments are the amount you pay your selected general dentist for each procedure.

Consider the value and advantages:

• Affordable rates - for everyone 
• Personal customer service easy to access by email or phone with extended business hours
• NO claim forms, waiting periods, maximums or deductibles
• Vision exam coverage included and discounted frames, lenses & contacts - and Lasik
• Wide choice of dental & vision care professionals that are highly qualified
• High customer satisfaction

Real value from the very first visit! EXAMPLES:

Dental treatment - even routine visits - can be costly without comprehensive coverage and discounts this Plan can provide you. Here's an example of what ONE visit to the dentist for ONE person could cost:

Procedure                                  Typical cost    Dental Plan    Savings       

Office visit co-pay                    --                 $5           ($5)

Comprehensive oral exam       $69              $0          $69

2 Bitewing X-rays                     $37              $0          $37

Teeth Cleaning (adult)             $77              $0          $77     

Total out of pocket cost......     $183            $5         $178

SAVE EVEN MORE...

Here are a few more examples of typical dental procedures and costs - with and without the Plan - look at the savings!

Procedure                                   Typical cost*    Dental Plan    Savings

Resin based (white) filling 

(2 surfaces - anterior)                 $175              $35           $140       

Complete upper Denture        $1,645         $325       $1,320

Root planing & scaling             $256           $50         $206

Sealant (per tooth)                    $45            $5            $40

Crown - porcelain (fused to

base metal)                              $926          $245         $681

Extraction, erupted tooth         $135             $5           $130

*approximate costs based on averages within the Texas service areas; fees in your area could be different. NOTE - Co-payments listed in above examples apply only when receiving care from a Plan contracted general dentist.

Save on Vision too!

Save money on eye exams any time you receive care from any licensed vision care professional and save even more when you select a Plan contracted vision care professional.

Procedure                              Typical cost**     Vision Plan       Savings

Vision Examination              $89                 $20             $69 

Eyeglasses                         $150              $120***         $30

Contact Lenses                   $250              $200***        $50

 (year's supply)

**approximate costs based on national averages; fees in your area could be different.

***eyeglasses and contact lenses are offered at 80& of usual & customary fees when services obtained from a Plan contracted vision care professional

See Dental & Vision Q&A page ("The Plan") for more information.                                                       

 (Affordable Rates & Easy Payment Options

Pay annually by credit card or check - or monthly by credit card or bank account debit (direct bill not available). No need to send any money - the first payment is drafted from your account or charged to your credit card:

Texas                                           Annual          Monthly

Yourself (1)                                  $145.20     $12.29

Yourself + One Dependent (2)     $273.48      $23.16

Yourself & Family (3 or more)  $415.80       $35.21

A one time application fee of $20 will be added to your first payment for all payment options.